Individuals
Kluge Insurance Group pays particular attention to the needs of individuals. We take the time to ensure that the plan is tailored to your unique needs. We offer services in the following 4 areas to individuals.
- Life Insurance:This insurance can be used for the following:
- To pay final expenses
- Guarantee an income for loved ones left behind
- Provide funds for a business to continue in the event of a Key Employee’s death
- Types of plans available
- Term life
- Universal life
- Indexed Universal Life
- Single premium whole life
- Health Insurance:We offer the following kinds of health insurance
- Comprehensive Medical
- Short Term Medical
- Health Savings Account plans
- PPO
- Critical Illness
- Dental
- Vision
- Disability – replaces income lost due to an extended illness or injury
- Senior Care:
- Medicare Supplement
- Medicare Advantage
- Medicare Prescription plans
- Senior final expense
- Long Term Care
- Pays for chronic health conditions, such as physical incapacity or mental impairment, treated outside of a hospital setting. (at home or nursing facility)