Financials

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Annuities

An annuity is a contract between yourself and a life insurance company in which you agree to pay a premium payment(s) to the issuing insurance company in return for a guaranteed payment(s) at a future date or over a period of time.

A fixed annuity earns a fixed interest rate on your premium. This amount is declared by the insurance company and can change over time and includes a guaranteed minimum interest rate that the contract will earn.

Additional benefits offered by fixed annuities include:

  • Tax-deferred growth
  • Guarantees to your principal
  • The option to take a lifetime income stream
  • Avoiding probate with a properly named beneficiary other than your estate

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10 benefits of working with Kluge

1.Friendly staff 2.Knowledgeable agents 3.SERVICE 4.Timely responses 5.Large variety of companies to select from 6.SERVICE 7.Will find a plan to fit your needs and budget 8.Committed to a long term relationship with our clients 9.Truly appreciate your business 10.SERVICE

Testimonials

Kluge Insurance has been a true asset to our practice/business. With the ever changing health insurance processes, the challenge of any business is to give their employees the best…

Kluge Insurance Group is a company that truly works for the customer. With friendly staff who are knowledgeable, professional, and thoughtful, you will always get insurance that is the…

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