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Annuities

An annuity is a contract between yourself and a life insurance company in which you agree to pay a premium payment(s) to the issuing insurance company in return for a guaranteed payment(s) at a future date or over a period of time.

A fixed annuity earns a fixed interest rate on your premium. This amount is declared by the insurance company and can change over time and includes a guaranteed minimum interest rate that the contract will earn.

Additional benefits offered by fixed annuities include:

  • Tax-deferred growth
  • Guarantees to your principal
  • The option to take a lifetime income stream
  • Avoiding probate with a properly named beneficiary other than your estate

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10 benefits of working with Kluge

1.Friendly staff 2.Knowledgeable agents 3.SERVICE 4.Timely responses 5.Large variety of companies to select from 6.SERVICE 7.Will find a plan to fit your needs and budget 8.Committed to a long term relationship with our clients 9.Truly appreciate your business 10.SERVICE

Testimonials

I feel that Kluge Insurance Group has a wonderful service but the best part about them is Emmy, the office princess..

— Anonymous

Kluge Insurance Group has handled all of our employee’s insurance needs for over 10 years. Their customer service is outstanding! They have never been unable to resolve any issue…

— Robert W. Yoas, President Yoas Services, Inc.
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