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Kluge Insurance Group pays particular attention to the needs of individuals. We take the time to ensure that the plan is tailored to your unique needs. We offer services in the following three areas to individuals.

  1. Life Insurance:This insurance can be used for the following:
    • To pay final expenses
    • Guarantee an income for loved ones left behind
    • Provide funds for a business to continue in the event of a Key Employee’s death
    • Types of plans available
      • Term life
      • Universal life
      • Indexed Universal Life
      • Single premium whole life

    Want to know more? Request Life Insurance Information

  2. Health Insurance:We offer the following kinds of health insurance
    • Comprehensive Medical
    • Short Term Medical
    • Health Savings Account plans
    • PPO
    • Critical Illness
    • Dental
    • Vision
    • Disability – replaces income lost due to an extended illness or injury
  3. Senior Care:
    • Medicare Supplement
    • Medicare Advantage
    • Medicare Prescription plans
    • Senior final expense
    • Long Term Care
      • Pays for chronic health conditions, such as physical incapacity or mental impairment, treated outside of a hospital setting. (at home or nursing facility)


10 benefits of working with Kluge

1.Friendly staff 2.Knowledgeable agents 3.SERVICE 4.Timely responses 5.Large variety of companies to select from 6.SERVICE 7.Will find a plan to fit your needs and budget 8.Committed to a long term relationship with our clients 9.Truly appreciate your business 10.SERVICE


Charlotte and her team have been great to work with. We couldn’t be happier with them.  Whether it is making sure that we have the best options for our…

Being self-employed we had done the yearly insurance hunt every year. Along came Charlotte Kluge. She happily searched for group policies which are usually superior to what I could…

— Kathy Snyder, Brushstrokes Gallery, Art Supplies, and Framing
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