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Kluge Insurance Group offers group plans for all types of employers:

  • Self-employed
  • Small employers (2 to 50 employees)
  • Large employers (50+ employees)

We are licensed with all the major carriers in Pennsylvania and continue to look for providers that offer competitive priced plans with excellent benefits.

We offer the following plans:

  1. Group health ( PPO, POS, HMO & H.S.A’s)
    • HSA’s are high deductible health plans that have tax advantage savings for the employer and/or employee
  2. Dental
    • Plans include preventive care and major dental procedures
  3. Vision
    • Plans offer vision exams and coverage for glasses and contact lenses
  4. Group Life
    • Can be for a flat amount for each employee or based on class or salary
  5. Group Disability (Short and Long term)
    • A plan that pays you if you have an illness or injury and cannot work
  6. Voluntary Benefits
    • All of the above plans can be offered by an Employer but completely paid for by the employee
  7. Section 125
    • A tax advantage account for employees to use for medical expenses for themselves and their family members


10 benefits of working with Kluge

1.Friendly staff 2.Knowledgeable agents 3.SERVICE 4.Timely responses 5.Large variety of companies to select from 6.SERVICE 7.Will find a plan to fit your needs and budget 8.Committed to a long term relationship with our clients 9.Truly appreciate your business 10.SERVICE


Kluge Insurance Group has provided us with excellent service for the past 10 years. They promptly respond to any questions or concerns we have. Very friendly and professional staff..

— Lynne Snyder, Office Manager Muncy Family Practice

Charlotte and her outstanding team always perform beyond our expectations. I send anyone who needs insurance help straight to her or Amber. They’re our go to resource for all…

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