Kluge Insurance Group pays particular attention to the needs of individuals. We take the time to ensure that the right plan is tailored to your unique needs.
Life insurance is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money in exchange for a premium, upon the death of an insured person.
Here is what this insurance can be used for:
Types of plans available:
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An annuity is a contract between yourself and a life insurance company in which you agree to pay a premium payment(s) to the issuing insurance company in return for a guaranteed payment(s) at a future date or over a period of time.
A fixed annuity earns a fixed interest rate on your premium. This amount is declared by the insurance company and can change over time and includes a guaranteed minimum interest rate that the contract will earn.
Additional benefits offered by fixed annuities include:
Kluge Insurance Group can assist with open enrollments, help make changes, or provide you with answers regarding your Pennie account.